Job Location: Kochi/Cochin
Muthoot Microfin Limited (MML), the microfinance arm of Muthoot Pappachan Group is one of the leading and fast-growing microfinance institutions (NBFC-MFI) in India. The company is focused on providing micro-loans to women entrepreneurs with a focus on rural regions of India.
We are looking for qualified Data Scientists with strong work experience in BFSI (preferably unsecured lending business in Indian market) for our Portfolio Quality Management team (PQM).
An Ideal candidate should be proficient in advanced analytics techniques like data mining, predictive modelling, prescriptive modelling and customer segmentation. Experience in RDBMS, Dashboards and ETL is highly desirable.
Immediate responsibilities would include but not limited to:
- Monitoring, evaluating and improving existing ML score cards of the organisation.
- End to end Development of custom data models to impact portfolio quality.
- Recommend best practices to improve existing dashboards and MIS reports.
- Data mining and Insight generation by exploiting the existing BI tool and DBMS.
- Initiate analytical practices at various business stages to improve overall process and save time and cost.
Future Endeavors may include:
- Assist in setting up a data warehouse for PQM analytics and BI.
- Develop cross-sell and upsell models for the organisation as per the business strategies.
- Collaborate with business leaders and product managers to transform the organisation to a data driven environment.
Skillsets required:
- Should have experience in developing and deploying end to end analytical solutions and ML score cards.
- Expert level proficiency in any one of the scripting languages (Python/SAS/R).
- Intermediate proficiency in SQL and Excel. Should have in hand experience working with huge flat files.
- Experience in any of the BI tools(Power BI/ Qlik Sense/ Tableau).
- Good understanding of Data Warehousing concepts and tools.
- Basic understanding of ETL processes and data wrangling.
- Basic understanding of lending business.
- Excellent presentation and story telling skills.
Experience Required:
- 3+ years of experience in BFSI sector. Experience in NBFC/NBFC MFI is highly desired.
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